Expats health insurance for corporate groups from 3 employees

Expat health corporate insurance provides medical coverage for overseas employees, supporting global companies’ staff well-being and retention.

Contact us

INTERNATIONAL HEALTH INSURANCE BENEFITS

INCLUDED BENEFITS IN BASIC COVER

Hide Item

INPATIENT *

Basic cover includes the following INPATIENT* (overnight hospital stay or outpatient surgery) benefits:

  • Inpatient treatment charges
  • Emergency dental treatment
  • Reconstructive surgery
  • Inpatient psychiatric treatment
  • Palliative care
  • Complications of pregnancy**
  • Hospital accommodation
  • Parent hospital accommodation
  • Land ambulance transportation
  • Home care
  • Outpatient surgery
  • Post-surgical treatment (within 30 days post hospitalisation)
  • Rehabilitation (within 30 days post hospitalisation)
 

OUTPATIENT

Cover includes the following OUTPATIENT benefits:

  • General practitioner & specialist consultations
  • Emergency dental treatment & minor surgery
  • Prescribed laboratory test, X-rays & advanced medical imaging
  • Prescribed medicines, mandatory or prescribed vaccines
  • Medical prostheses */**
  • Allied healthcare professionals *
  • Alternative medicines
  • Psychology medicines**

Conditions covered*:

  • Kidney dialysis
  • Cancer treatment
  • Organ transplant
  • HIV/AIDS
  • Pandemic, epidemic & endemics coverage

 

WELLNESS

Cover includes the following WELLNESS benefits:

  • Routine health check-ups
  • Screening tests
  • Non prescribed testing
  • Non prescribed vaccines

 

TELEMEDICINE

TELEMEDICINE by Teledoc:

  • Connect 24/7 with a doctor for non-emergency conditions like cold and flu, sinus infections, allergies and more.
  • Ask an expert for second medical opinion on your diagnosis and recommended treatment.

EMERGENCY ASSISTANCE, EVACUATION & REPATRIATION

International medical assistance services in the event of an illness, an accident or death of a beneficiary.

This includes but not limited to: 

  • Transfer of the beneficiary to a suitable medical care centre located in the country of expatriation, nearby country or country of nationality
  • Dispatch of a doctor to site
  • Transport ticket for accompanying person in the event of sanitary transportation or repatriation of the beneficiary
  • Return ticket in case of death of close relative

OPTIONAL BENEFITS TO ADD

Hide Item

DENTAL CARE**

Dental care (with 8 month waiting period) includes the following benefits:

1. Preventive & routine dental treatments:

  • Dental check-ups
  • X-rays/bitewing/single view/orthopantomogram
  • Gum shields/mouth guards
  • Fillings
  • Root canal treatment
  • Tooth extraction
  • Tooth cleaning
  • Non-surgical periodontal treatment
  • Anaesthetic

2. Major restorative dental treatments*:

  • Dentures (acrylic/synthetic, metal and metal/acylic)
  • Crowns, inlays and onlays
  • Dental implants
  • New or repair bridge work
  • Removal of solid odontomas
  • Apicectomy

3. Orthodontic treatment* provided that treatment starts before the child’s 16th birthday.

VISION CARE**

!!! Vision care is only available if dental care is selected.

Vision care (with 6 month waiting period) includes the following benefits:

  • Corrective contact lenses, corrective spectacle lenses & frames
  • Laser eye surgery

MATERNITY CARE & FERTILITY TREATMENT**

13 months waiting period (24 months for fertility treatment)

Cover is available for the following benefits:

  • Pre & Post natal care
  • Childbirth-related expenses
  • Emergency caesarian section
  • Artificial insemination, in vitro fertilisation

 

* Prior agreement required
** Waiting periods apply

Request form

Interested in exploring the cover specifics and discovering premium benefits?

Please share your request details below, and we’ll make sure to get back to you within 24 hours.